Omni National Bank is listing CD yields of 5.00% APY for terms of 3, 4 and 5 years. The minimum deposit is $5,000. These are also available in an IRA. Under the rate table, it states that rates are valid for new deposit customers in NC, GA, FL, AL and IL only.

The bank is also offering a yield of 5.10% APY in its Platinum Money Market Account for balances over $25,000. A checking account is required.

It appears a branch visit may be required to open an account. Please check with the bank for the full details. Branches are located in several cities in Georgia, North Carolina, Alabama, Florida, Illinois and Texas. Bankrate.com’s review gives this bank a 2/5 star rating.

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