Golden 1 Credit Union 5.50% CD

The Golden 1 Credit Union has started a new certificate special that has replaced its 6% special. This new one has a yield of 5.50% APY for a term of 55 months. The minimum deposit is $1,000. It’s also available as an IRA certificate with a minimum deposit of $500. The 5.50% APY requires members to have a checking account with direct deposit. Otherwise, the yield is 5.20% APY.

Membership is open to those who live or work in one of many counties in California. Employees of many companies can also qualify. Membership requires a minimum balance of $1 in the regular savings account.

Branches are located throughout the state of California including the cities of Sacramento, Bakersfield, Los Angeles, Modesto, Napa, Oakland, San Francisco, Lincoln, Folsom, Fresno and Jackson.

The Golden 1 Credit Union is federally insured by the NCUA. It’s one of the largest credit unions in the US with $7.0 billion in assets and 685,722 members.

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